Home > How ThriveCart Works > ThrivePay Installments
Thrive Now, Pay Later: Exclusive to ThriveCart.
Get paid upfront. Customers pay over time.
Credit card-linked installments with 85% approval rates, up to $65K order values, and zero friction — customers pay over 3, 6 or 12 months, you are paid upfront. Exclusive to ThriveCart.
Real performance metrics from card-linked installments
85%+
Approval Rate
Instant verification
3.1x
Higher AOV
vs BNPL
24%+
Repeat Purchases
Better retention
11x
Faster with
in-cart approvals
$35k
Avg CreditAvailable
Per Customer
3.1x
Higher AOV
vs BNPL
11x
Faster with
in-cart approvals
85%+
Approval Rate
Instant verification
24%+
Repeat Purchases
Better retention
$35k
Avg CreditAvailable
Per Customer
Turn prospects into customers with faster, frictionless financing. Give customers the option to unlock their existing card-linked credit and split payment into 3, 6
or 12 monthly installments. All this, without leaving the checkout. See payments approved in 5 seconds, not 55 seconds. Exclusive to ThriveCart.
Let your customer Thrive Now, Pay Later, at any price point! ThrivePay Installments approves payments up to $65,000 vs. $2,000 for traditional BNPL. Customers pay over 3, 6 or 12 months interest free. Smaller payments over longer timeframes leads to 3.1 higher average order values.
We place a hold against your customer’s credit card for the full transaction, and then they can choose to pay over 3, 6 or 12 months, interest free. As payments are made, the hold is released. No credit checks, no limits, just more sales.
1 checkout link, 5 currencies. No borders, no restrictions. ThrivePay Installments runs on credit card infrastructure, so it works across borders, where BNPL solutions cannot. ThriveCart’s smartlinks automatically route customers to the correct currency-specific checkout, giving you access to credit in their market, not just your own.
TRADITIONAL
BNPL works well when:
Klarna Affirm Zip Cash App Afterpay
Available in ThriveCart
RECOMMENDED
ThrivePay excels when:
ThrivePay Installments
Available exclusively in ThriveCart
What makes ThrivePay Installments different from traditional payment solutions.
Card-linked
installments
Uses existing credit cards – no
new debt or accounts required.
No
applications
Instant approval using available
card limits. Zero friction.
1-click
checkout
Fully integrated inside
ThriveCart. No redirects.
You own the relationship
Control the customer journey.
No third-party remarketing.
I more than doubled the conversion rate – it was more like 4x or 5xing. Going from a third-party, scammy-looking checkout page to my own branded one really helped. And I loved ThriveCart’s dashboard. Being able to so easily see metrics let me make better decisions powered by data.
Course Creator School and The Passive Project
I was considering Kajabi and Kartra platforms, but if I built my house on that platform I’d be paying over $1,800 per year. And when you’re starting out you want to bootstrap.
ThriveCart expert and strategist
I do all the marketing and we’ve got a decent team of ten different people, and all I have to worry about is content and my podcast. ThriveCart has been an incredible boost for us and allowed us to publish this incredibly meaningful content that’s helped thousands of people.
Course creator and owner of TheRiseToTheTop.com
I’ve released ebooks and online courses through ThriveCart. I’m planning on exploring more complex sales funnels soon.
YouTube marketing coach
It is so easy to setup a sales page or funnel, checkout and bump order with this software. They have a build in “page builder” with all the necessary components and you can simply duplicate your products to create new similar funnels.
Web consultant
The team got Pro+ setup in under an hour, and we have already seen an increase in AOV from adding an additional order bump, accepting crypto and the new reporting has been extremely helpful for our leadership team.
CEO and Founder of Onfolio
“I’m getting that ‘kid in a candy store’ feeling. Hands-down best purchase decision I’ve ever made. Thrivecart is amazeballs.”
MJI Solutions
Upgrading to ThriveCart Pro+ transformed how I run my business affiliate setup became seamless, reporting improved drastically, and features like multiple order bumps and subscription management finally gave me the flexibility I needed to scale effortlessly.
Founder of Passive Income Journeys
Ready to take your business to the next level?
Whether you are selling courses, digital products, or services,
join ThriveCart today at a one-time lifetime payment of $495
Still looking for answers? Visit our support page or our blog for updates on newest features and integrations!
ThrivePay Installments will initially launch in the United States, with Canada, UK, EU, and Australia following shortly after.
Customers can choose from 3, 6, or 12 monthly installments depending on the purchase amount and their available credit.
Merchants receive the full payment upfront. There’s no waiting for installments to complete — you get paid immediately.
Chargebacks follow standard card network rules. ThrivePay handles the installment relationship with customers.
Yes! ThrivePay complements existing payment options. Offer both for maximum conversion across all price points.