What if your business could add 7% more in sales instantly? Now what if you could do this with no risk, while eliminating chargebacks, and access all this without having to change your product or reporting in any way? Insert: USDC Stablecoins. Welcome to the future of payments – where you enjoy higher sales, zero chargebacks, and open up new global markets in the flip of a switch.
Since the passing of the GENIUS Act in mid-2025, which was designed to provide a federal-level regulatory framework for this type of cryptocurrency, interest in stablecoins has spiked fast. And for once, it’s not driven by hype.
It’s driven by business leaders asking a practical question: Can stablecoins help us grow globally, move money faster, and reduce fees?
Most businesses are still skeptical of crypto overall. But stablecoins are different. They are designed to behave like money, not like an investment.
Here are the top 10 stablecoin questions businesses are asking right now, with clear answers and real business implications.
1. What are stablecoins and why should my business use them?
Stablecoins are cryptocurrencies that are pegged 1:1 to a fiat currency, typically the U.S. dollar.
That means you get the benefits of blockchain payments like speed and global reach, without the painful volatility that turns most business owners off crypto.
Stablecoins are also backed by safe reserves such as cash, money market funds, and treasuries, so holders can redeem them for fiat currency.
From our perspective, that’s the key point: stablecoins are not about speculation.
They are designed to make money movement faster and more efficient.
2. How are stablecoins different from other cryptocurrencies?
Most cryptocurrencies fluctuate wildly. That makes them difficult to use in a real business environment.
Stablecoins are built specifically to avoid that. Their core design goal is stability, so they can work as a practical payment and settlement method.
In plain terms, crypto is often treated like an asset, while stablecoins behave more like currency.
3. Why are stablecoins useful for merchants?
Because traditional cross-border money movement is still clunky, expensive, and slow.
Stablecoins are borderless. That unlocks some very real business advantages, including:
- Faster cross-border payments
- Lower transaction costs
- Simple payouts to international contractors and vendors
- Easier internal movement of funds across countries
- A better way to store value in regions with unstable currencies
If you’re building an international online business, this matters – a lot.
4. Does anyone actually want to pay with stablecoins?
Yes. And this is where stablecoins go from interesting to strategic.
Stripe reports that when businesses adopt stablecoin payments:
- 70% of stablecoin customers are net new
- Stablecoin customers place orders up to 2x larger than customers using other payment methods
That means stablecoins are not just a cheaper rail; they can also be a growth lever, especially if you sell into markets where credit cards are not widely available.
5. How can my business mitigate risks associated with stablecoins?
The biggest concern most businesses have is risk. Recently, two big developments have made stablecoins safer for business use:
- The GENIUS Act in the United States
- Markets in Crypto-Assets Regulation (MiCA) in the European Union
These regulations introduce requirements like:
- Mandatory 1:1 backing with high-quality liquid reserves
- Stricter licensing and authorization for issuers
- Increased oversight and public reporting
Translation: stablecoins are becoming regulated financial infrastructure, not an unregulated experiment.
6. Are stablecoins regulated?
They are now moving strongly in that direction.
In 2025, the US and EU took significant steps toward regulating stablecoins, specifically focusing on backing requirements and issuer standards.
This is a big deal because it gives businesses what they have been waiting for:
- Clarity
- Guardrails
- Trust
7. How can my business stay compliant in different regions?
Stablecoins work globally. Regulation does not.
Cross-border compliance is one of the biggest challenges for businesses that want to use stablecoins at scale.
Stripe’s position is straightforward: if you use Stripe stablecoin-based services, compliance is handled within the product and updated continuously as regulations evolve.
Business owners do not want a new compliance burden. They want new revenue and lower costs. So, from our view, this is the only path to mainstream adoption.
8. How do I get started with stablecoins?
Most businesses assume stablecoins require specialized crypto knowledge. They do not.
Stripe compares stablecoins to credit cards. Credit cards are incredibly complex behind the scenes, but businesses rarely see that complexity because payment processors abstract it away, working safely behind the scenes so buyers and sellers can transact with ease.
Stablecoin payments are heading in the same direction.
With Stripe, enabling stablecoins is like enabling any other payment method. It takes seconds and integrates into your existing setup.
9. If customers pay in stablecoins, how do we actually use them?
Great question. This is the practical barrier for most businesses.
Historically, stablecoins lived on-chain, meaning you needed to convert them into dollars through an exchange to use them. That was slow, expensive, and operationally messy.
Stripe removes that friction:
- Stablecoin payments settle automatically into fiat
- Funds land in your existing balance
- You can use them right away, like any other settled payment
So you get the upside of stablecoins without turning yourself, your accountant, or your finance team into crypto traders.
10. What stablecoin use cases does Stripe support?
Stripe positions stablecoins as a toolbox for global growth.
Its stablecoin and crypto suite supports:
- Accepting stablecoin payments
- Paying out and moving money globally
- Spending and managing funds using stablecoins
- Enabling users to buy crypto or stablecoins inside your product
Crypto trend goes mainstream
Our take is that stablecoins are not a crypto trend. They’re a faster payment rail.
If you run an online business, your goals are simple: sell more, reach more countries, reduce friction, and protect margins.
Stablecoins are increasingly becoming a reliable and serious way to do that, because they solve a problem businesses have had forever: global payments still do not move at the speed of the internet.
But stablecoins do.
Conclusion: Stablecoins are becoming a real growth lever
Stablecoins are quickly moving from crypto curiosity to practical business infrastructure.
And that matters because it unlocks three things every online business cares about:
- Reaching more customers globally
- Reducing payment friction and fees
- Settling faster and scaling into more regions without slowing down operations
The best part is you don’t need to rebuild your business to take advantage of it. The payment rails are evolving, and platforms like Stripe are making stablecoin adoption far more accessible and mainstream than it has ever been.
This is exactly where ThriveCart comes in.
ThriveCart already allows Stripe Connect+, which means you can plug into Stripe’s powerful payments ecosystem and take advantage of innovations like this as they roll out. As stablecoin payments become more widely adopted, you’re already in the best possible position.
👀➡️ READ MORE ON THE BENEFITS OF STRIPE CONNECT+ | ‘+18% Revenue Boost on Stripe Connect+’
In other words, you can start leveraging this opportunity to monetize globally, reach new buyers, and grow faster, without adding complexity to your business.
The world is getting more borderless. Your checkout should be too.