ThrivePay
Installments

Thrive Now, Pay Later: Exclusive to ThriveCart.

Get paid upfront. Customers pay over time.

Credit card-linked installments with 85% approval rates, up to $65K order values, and zero friction — customers pay over 3, 6 or 12 months, you are paid upfront. Exclusive to ThriveCart.

Built for Premium Offers

Real performance metrics from card-linked installments

85%+

Approval Rate
Instant verification

3.1x

Higher AOV
vs BNPL

24%+

Repeat Purchases
Better retention

11x

Faster with
in-cart approvals

$35k

Avg CreditAvailable
Per Customer

3.1x

Higher AOV
vs BNPL

11x

Faster with
in-cart approvals

85%+

Approval Rate
Instant verification

24%+

Repeat Purchases
Better retention

$35k

Avg CreditAvailable
Per Customer

Speed Sells: 5s Approvals

Turn prospects into customers with faster, frictionless financing. Give customers the option to unlock their existing card-linked credit and split payment into 3, 6 
or 12 monthly installments. All this, without leaving the checkout. See payments approved in 5 seconds, not 55 seconds. Exclusive to ThriveCart.


  • 11x faster with in-cart approvals
  • 85% approval rates (vs. 40% for traditional BNPL)
  • No credit checks, no third-party redirects

3.1x Higher AOV

Let your customer Thrive Now, Pay Later, at any price point! ThrivePay Installments approves payments up to $65,000 vs. $2,000 for traditional BNPL. Customers pay over 3, 6 or 12 months interest free. Smaller payments over longer timeframes leads to 3.1 higher average order values.

  • Approvals up to $65,000
  • 3.1x higher average order values
  • Increased conversion rates on premium offers

Get Paid Upfront. No Risk.

We place a hold against your customer’s credit card for the full transaction, and then they can choose to pay over 3, 6 or 12 months, interest free. As payments are made, the hold is released. No credit checks, no limits, just more sales.

 

  • Upfront payout to your business
  • No exposure to missed customer payments
  • No loan servicing or debt management

Installments Go Global

1 checkout link, 5 currencies. No borders, no restrictions. ThrivePay Installments runs on credit card infrastructure, so it works across borders, where BNPL solutions cannot. ThriveCart’s smartlinks automatically route customers to the correct currency-specific checkout, giving you access to credit in their market, not just your own.


 

  • $3.3 trillion in available credit unlocked
  • 5x your market reach
  • Available across 30 countries

TRADITIONAL

BNPL works well when:

Klarna Affirm Zip Cash App Afterpay

Available in ThriveCart

RECOMMENDED

ThrivePay excels when:

ThrivePay Installments

Available exclusively in ThriveCart

Installments without friction

Installments
without friction

What makes ThrivePay Installments different from traditional payment solutions.

Card-linked

installments

Uses existing credit cards – no
new debt or accounts required.

No
applications

Instant approval using available
card limits. Zero friction.

1-click
checkout

Fully integrated inside
ThriveCart. No redirects.

You own the relationship

Control the customer journey.
No third-party remarketing.

What our customers say about us

Loved by 75,000+ Creators

Ready to take your business to the next level?

Whether you are selling courses, digital products, or services,
join ThriveCart today at a one-time lifetime payment of $495

Frequently asked questions

Still looking for answers? Visit our support page or our blog for updates on newest features and integrations!

Which markets will ThrivePay be available in?

ThrivePay Installments will initially launch in the United States, with Canada, UK, EU, and Australia following shortly after.

Customers can choose from 3, 6, or 12 monthly installments depending on the purchase amount and their available credit.

Merchants receive the full payment upfront. There’s no waiting for installments to complete — you get paid immediately.

Chargebacks follow standard card network rules. ThrivePay handles the installment relationship with customers.

Yes! ThrivePay complements existing payment options. Offer both for maximum conversion across all price points.

;